Auto/Vehicle,  Legal

Determining the Fault in a Car Accident

Houston is a highly populated city in Texas. Home to nearly 7 million people, the average car ownership in Houston is around two per household.

With roads facing heavy traffic, Houston’s annual accident rate is much higher compared to other cities in Texas.

Every state has its laws to find out who is responsible for a car accident. In Houston car accident lawyer is an expert in handling car accident cases in Texas.

Ways to Find Reasons for a Car Accident in Houston

Determining who is at fault in a car accident is crucial for insurance companies to make a fair decision.

Here are a few ways to find out the culprit in the road accident.

Verifying Police Reports

The Houston Police Department is the first authority to arrive at a scene of a car accident. The police officer will interview the drivers, passengers, and eyewitnesses and file the report accordingly. They also gather as much information and evidence as possible and file a report for further proceedings.

Cross-verifying police reports are essential for insurance companies and car accident lawyers to get strong evidence for the case. Hence, it is advisable to provide the right information to the police department when you are involved in a car accident.

Collecting Enough Evidence

Cases of rear-end collision or left-hand turn are the most common reasons for a car accident.

Video footage of the accident is helpful to check if the driver broke traffic laws in the state. Over speeding and breaking the traffic rule can be caught on camera. It helps in finding the reason for the accident.

Insurance companies also look at the photos of the accident. It can help to check the authenticity of the vehicle damage and get the proper compensation for your loss.

Gathering other physical evidence from the accident spot like skid marks, dents on the car, rubbed-off paints, can help verify the fault of the opposite party in a road accident.

Forensic reports of the crash site and debris are also critical proof of a road accident. A forensic accident investigator uses various techniques to inspect the vehicles and the crash site.

Medical Reports of the Injured People

Car accidents can cause serious injury to people. Submitting the medical reports and expenses can help to determine your loss in a car accident. It can shed light on who is at fault for the incident.

Comparative Fault Law

Texas follows the comparative fault law that compares the fault of both parties involved in a road accident.

The state of Texas follows the comparative fault at 51 percent rule. If one of the people is 51 percent at fault, they cannot claim for their losses.

Insurance companies check for valid proof to determine the comparative fault statutes.

Final Note

There are many ways in which an insurance firm can deny your claims. Finding the reasons for a car accident is vital to get compensation from your insurance company.

In Houston, a car accident lawyer can help to negotiate with insurance companies to claim your money.

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