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Welch’s Christmas Challenge

I can’t believe it is almost Christmas.  I am in serious denial!  It seems like we just finished our camping season, the kids just started back to school and really?  I am not ready...

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I Believe In These 15 Things

1.  I believe in God.  You may believe in some other deity or higher presence but belief in something greater is freeing. 2.  I believe that my life has purpose – though I am...

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3 Rules For Taking a Loan

The loan is a convenient and often very necessary thing. For example, not everyone is able to save money for a new house or a car. People tend to waste money on different unnecessary...

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So You Want To Start a Website?…

So you want to build a website… Rather than procrastinating and planning jump right into it and make changes as you go.  Being established is critical so get it up and running. Even if...

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12 Positive Financial Habits

 1.  Know What Income You Have The very first step to managing finances is to make sure you know how much you have.  I work a day job – a full time career.  That...