It seems like every day we hear new stories about stores having their credit information hacked into, or horror tales of identity theft that cost the victims tremendous amounts of money, along with their time and sense of well-being. The victims often did nothing more than purchase their family’s groceries, and yet they are stuck in a nightmare that they did not cause. Combine this with the stress of keeping up with your bills and preserving your own credit, and it can be overwhelming. Fortunately there are ways to protect yourself and plan for your future, and Credit Sesame is a dynamic, thorough tool that can help you make the best decisions about your financial
Credit Sesame offers free services that are truly free. Unlike other sites, they do not offer a free introductory period and then ding you for monthly fees going forward. It remains free, and provides you with some pretty amazing resources. First of all, Credit Sesame provides your Credit Score for you every month, for free. This allows you to track your combined score for unexpected changes. Credit Sesame also provides free Credit Monitoring, sending you a daily alert when there are changes to your credit report. These are incredibly important services, allowing you to take responsibility for your credit and keep on top of any changes. If you see unexpected changes, you can address them immediately, taking care of any issues or errors that arise, rather than waiting until you are ready to apply for a loan for a car or home and having to deal with problems at that time. Your Credit Score and Credit Monitoring are both free, and unlike other services, Credit Sesame does not require any credit card to be on file. They will not lure you into any unexpected monthly fees or subscriptions.
The other powerful free tools provided by Credit Sesame are their Identity Theft Protection products. When identity theft occurs, it is hard to know where to turn for help. Credit Sesame has your answers. In addition to $50,000 of identity theft insurance (for free!) Credit Sesame also provides members with immediate access to credit restoration specialists. These are professionals who can advise you on what you need to do, who to call and what tasks to complete. When dealing with identity theft, time literally turns into money and you need to resolve issues as quickly as possible to reduce your overall liability. Credit Sesame gives you one central place to keep all of your information and gives you professionals to guide you.
Credit Sesame provides these valuable services for free, and the benefits don’t stop there. The site has a wealth of information for anyone with financial questions. Users can learn about different credit cards, loans, mortgages, and savings vehicles that are available, along with the best insurance deals. The site’s robust programming allows Credit Sesame to analyze your credit along with your loans and to provide personalized information on the best loans, insurance and credit cards for your situation.
Check out Credit Sesame for a personalized, free experience that will allow you to easily and securely monitor your financial position. Credit Sesame will help you to continue to improve and maintain good credit and protect you from identity theft.
I received payment, product(s) or services in exchange for an honest opinion. I only recommend products or services I use personally and/or I believe would be helpful for my readers. The opinions expressed in this post are entirely my own. Your experience with the product(s) or service(s) may differ from mine.