Several years ago I took an enrichment class at our local community college with a friend of mine. We really want to come up with some strategies to eliminate some debt and make a huge impact in a relatively decent amount of time. We had both spent years picking our largest debt and trying to.. [Read More]
Lets face the facts. Everyone dreams of being a millionaire. The ultimate goal in life is to sit back and have total control while having the financial freedom to live to your hearts content. Unfortunately, for the majority of us this isn’t possible without putting in some serious work. An article on businessinsider.com from entrepreneur.. [Read More]
You don’t need the near-constant rotation of Michael Bublé’s Christmas albums to know the holidays are on the way. Your inner clock—fueled by peppermint mochas and gingerbread cookies—doesn’t need any help. Your inner financial advisor, however, could stand a few pointers. If you’re like most Canadians, you expect the holidays to bring with it extra.. [Read More]
Planning for a richer retirement is not that hard if you start early. Financial planning may not be the most exciting of conversation topics but it has a lot of advantages. In particular, when it comes to retirement, some careful financial planning over the years can ensure that you’re comfortable and have enough to enjoy.. [Read More]
Falling in debt can seem like a grim situation as interests seem to rise like the waves of a deluge ready to sweep you from the map, but with a determined mind and grim patience it is possible to make it out. Following are some key practices that will get your financial structure reestablished with.. [Read More]
Being a small business owner provides lots of benefits but it can also come with some difficulties. One of those has to do with obtaining business loans when needed. Without stellar credit, the potential for walking into the local bank and emerging with the loan you want are somewhat limited. Another way to go is.. [Read More]
It would be nice to own a home, but your credit is not in the best condition. In fact, you think it will be several years before your score is high enough to be approved by any lender. The fact is that you might qualify for a mortgage right this minute. If you are hesitating.. [Read More]
As an entrepreneur, nothing is more valuable to you than a healthy cash flow. Money greases the wheels of your business, and truly makes magical things happen. If you are interested in taking a leap of faith, you’re going to need to get your ducks in a row. Business credit is one of the most.. [Read More]
There has been a lot of debate about whether payday loans are good or bad. No matter which side you’re on, it always comes down to your risk aversion. If you’re the type of person that is willing to enter such an arrangement loan will be nothing more than a temporary nuisance. Most people.. [Read More]
When I was younger I fantasized about traveling. Seriously – I was 100% sure my first (and probably only) job was going to be spending my life on a cruise ship. I was determined to work and see the world. Life happened though and once I was married we pretty much put so.. [Read More]