If you’re struggling to make the minimum payment on your credit card, consider debt consolidation as a solution. But first, it’s important to understand how minimum costs are calculated and how they affect your credit score. Learn how to avoid paying unnecessary interest and accelerate your payoff date by making more than the minimum payment.. [Read More]
How Credit Card Debt Happens – Derby Advisors Getting into debt is so easy. We don’t really plan to do it, it just happens. Perhaps the kids need new shoes, then clothes, then braces, and you know the house is gonna need a new furnace. There is always something that requires money – and never.. [Read More]
There have been a couple times in my life where I was drowning in credit card debt. The first time was a result of major medical issues and bills and adopting three special needs children with many needs. We were far younger than we are today and I don’t think the spending would have changed.. [Read More]