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7 Tips to Safeguard Yourself From Financial Challenges
(1) Save at every opportunity Life provides all of us with opportunities to save. However, life also provides opportunities that we find difficult – if not impossible – to let pass by. Fear of missing out is a big problem these days and many people will purchase or spend money even in the face of a great opportunity to save. By delaying this opportunity, you will also delay your ability to retire early and will likely be required to take unnecessary risks with your investments. Failure to save is a problem that plagues many young people, who very often only see the short term since they feel they have time.…
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Teaching Teens About Finance – Made Simple With Golden State Partners
As a mom of five children from 14 – 32, I have had to teach about finance several times. Each time is a bit different – as times change, so does financial lessons. Years ago lessons were heavily focused on checkbooks and balancing them. Nowadays there really is almost never a need to write a check so that skill is a bit antiquated – still good to know in order to understand how financial transactions work but less important for day to day activities. Some schools have finance classes in high school but with all of the other requirements, most schools don’t have the ability to concentrate on this important…
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Credit Card Debt – Derby Advisors, How To Get Rid Of It!
How Credit Card Debt Happens – Derby Advisors Getting into debt is so easy. We don’t really plan to do it, it just happens. Perhaps the kids need new shoes, then clothes, then braces, and you know the house is gonna need a new furnace. There is always something that requires money – and never enough money to make it all happen. Ideally we would all be able to put away enough money for all the rainy day events that occur. However, everything these days is so incredibly expensive. It doesn’t take much to make the debt get out of control. I am no more immune to it than anyone…
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5 Smart Strategies With Credit Cards – Tuck Associates
There have been a couple times in my life where I was drowning in credit card debt. The first time was a result of major medical issues and bills and adopting three special needs children with many needs. We were far younger than we are today and I don’t think the spending would have changed – we would do whatever we have to for our family; but how we get out of debt has changed significantly. Back then (30 years ago) we had no idea where to begin. We did eventually get out of debt but without a real plan and it was hard, painful and honestly, I am surprised…
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How to Think About Money Differently and Live Your Best Life
Once you hit a certain level of financial security, a lot of problems disappear. The days of scraping by are in the rear-view mirror and you will have more time to consider things that you never have before. Unfortunately, just as everything becomes a bit easier, you will also find new problems that you never had time for before. Don’t be afraid! This is all very normal! And these problems are much easier to deal with than trying to figure out how to keep the lights on. Now you will have higher-level issues to deal with. You now need to be on a quest to manage your money better, set…
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5 Tips for Families Living on a Single Income
Living on just one income isn’t an ideal option for most families today. The expenses of running a household, and looking after children is just getting more significant, and you can’t always get a bonus at work when you need it most. However, there are many good sides to living on a single income for families too. Usually, it means that you won’t have to pay through-the-roof prices for a nanny or care provider to come and look after your kids while you and your partner are at work. Whether you’re living on a single income now, or you’re just looking into your options, here are some tips to help…
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Debt Consolidation Answers With Trout Associates
So you have gotten over your head with debt – it happens and it can happen quickly and easily. All it takes is a batch of medical bills that have extensive out-of-pocket costs; a legal situation; lost or decreased employment; loss of a spouse etc… Those aren’t the only ways for expenses to spiral out of control but they are some of the larger ones. We are not immune to it – no one is. Personally, we have had just about all of the above and it is so so hard to dig out from. We have done it over and over but each time we wonder if that…
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Brice Capital Brings You – Tried and True Money Saving Challenges
Do you have a difficult time saving money? We all want a pot of gold – we just want it to be there. In our minds it is a sizable nest egg and we sometimes just can’t come up with a plan that will actually get us there. It is alot like weight loss – the lack of savings didn’t necessarily happen overnight and it isn’t going to get built back up any faster. Now we are bringing you some of our favorite Money Saving Challenges and personally I tend to pick a few of my favorites and do them together. I always need some sort of small nest eggs…
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5 Steps To Manage Your Debt This Year With Truman Advisors
Debt…Debt…Debt…Truman Advisors Can Help Ugh, it is like a curse word. We all have it – at least most of us. I don’t know anyone who doesn’t have any and I know very few people who don’t struggle with it. We are no different. We get ourselves in debt then fight our way to dig out, then it happens again. For us it has to do with kids, grand-kids, unexpected disasters (they’re all unexpected right?), medical issues and more. I could easily list 100 reasons why debt happens. Having some debt is not bad – in fact it helps to build your credit and improve your credit score. But it…
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How To Improve Your Family’s Finances With The Help of Hornet Partners
If you have children – you need tips to deal with your family’s finances. When our kids were in diapers and we’d spend a fortune on diapers and formula – I’d say I can’t wait… Then they were in sports, dance, gymnastics, karate – yup that costs plenty. High School – oh wait, can I have $20? College – well that’s a league of its own. Then adulthood – more… Grandchildren – more… Unfortunately life requires money – I totally wish it didn’t and often find myself dreaming of the Grizzly Adams days of homesteading. But reality is reality – and we can step away from our lives for a…
