Savings are essential to a successful financial life. It is important to save money, even if it’s not easy. This will help you in unexpected situations and emergencies. Savings are necessary in many situations, including emergency pensions, unemployment, and the death of family members. Savings are not just for bad situations. You can use the money you save to.. [Read More]
In today’s digital world, users are more cautious than ever before. As a result, many shoppers have become wary of providing their personal information to websites they’re visiting for the first time. This is especially true regarding websites selling products and services related to finances and healthcare. That being said, many users are also highly.. [Read More]
(1) Save at every opportunity Life provides all of us with opportunities to save. However, life also provides opportunities that we find difficult – if not impossible – to let pass by. Fear of missing out is a big problem these days and many people will purchase or spend money even in the face of.. [Read More]
As a mom of five children from 14 – 32, I have had to teach about finance several times. Each time is a bit different – as times change, so does financial lessons. Years ago lessons were heavily focused on checkbooks and balancing them. Nowadays there really is almost never a need to write a.. [Read More]
How Credit Card Debt Happens – Derby Advisors Getting into debt is so easy. We don’t really plan to do it, it just happens. Perhaps the kids need new shoes, then clothes, then braces, and you know the house is gonna need a new furnace. There is always something that requires money – and never.. [Read More]
There have been a couple times in my life where I was drowning in credit card debt. The first time was a result of major medical issues and bills and adopting three special needs children with many needs. We were far younger than we are today and I don’t think the spending would have changed.. [Read More]
Once you hit a certain level of financial security, a lot of problems disappear. The days of scraping by are in the rear-view mirror and you will have more time to consider things that you never have before. Unfortunately, just as everything becomes a bit easier, you will also find new problems that you never.. [Read More]
Living on just one income isn’t an ideal option for most families today. The expenses of running a household, and looking after children is just getting more significant, and you can’t always get a bonus at work when you need it most. However, there are many good sides to living on a single income for.. [Read More]
So you have gotten over your head with debt – it happens and it can happen quickly and easily. All it takes is a batch of medical bills that have extensive out-of-pocket costs; a legal situation; lost or decreased employment; loss of a spouse etc… Those aren’t the only ways for expenses to spiral.. [Read More]
Do you have a difficult time saving money? We all want a pot of gold – we just want it to be there. In our minds it is a sizable nest egg and we sometimes just can’t come up with a plan that will actually get us there. It is alot like weight loss –.. [Read More]