If you’re struggling to make the minimum payment on your credit card, consider debt consolidation as a solution. But first, it’s important to understand how minimum costs are calculated and how they affect your credit score. Learn how to avoid paying unnecessary interest and accelerate your payoff date by making more than the minimum payment.. [Read More]
Buying a home is a dream for many Americans, but for most people, purchasing a home involves obtaining a mortgage. A mortgage is a loan that a borrower takes out to buy a house or property. However, getting a mortgage can be a complicated process that requires careful consideration. Here are five things you need.. [Read More]
Authored by Athena Nagel Eliminating debt can be a daunting task, but it’s crucial to your financial well-being. If you’re struggling with debt in Canada, you’re not alone. According to a recent study, the average Canadian has over $20,000 in non-mortgage debt. Ed Rempel, a fee-for-service financial advisor, has provided individual financial plans for thousands.. [Read More]