Have you reached the point in your career and life where you genuinely feel as if there’s something more you can do that is needed to round out all the effort you’ve made up to now? If so, you are not alone. Many working adults in all age and income groups discover a distinct lack and are urged to satisfy it. But how? Fortunately, multiple approaches, and tactics can get the job done.
For many, the task is helping others by enabling them to attend college. If that is your desire, consider cosigning for a young person’s student loan. Additionally, consider returning to school later to finish a degree or get another one. Others discover that planning a life-changing vacation is the most effective way to round out their long-term goals. Review the following suggestions to spur your imagination.
Be a Student Loan Cosigner
Consider helping your child, an employee, or a trusted friend get a college loan by offering to be their cosigner. You can change someone’s life trajectory by appending your signature to their educational loan application. For the cosigner, the experience can be just as rewarding. That’s because you get the chance to do a very good deed for another human being, improve their lives, and gain insight into what it means to give of yourself uniquely and profoundly.
Why do people need cosigners? The primary reason is related to upping their chance for approval. But there’s a more subtle benefit. Applicants who have cosigners gain access to much more favorable interest rates than those who apply without them. That means the borrower with a lower rate could end up paying many thousands of dollars less over the life of the loan.
Go Back to School
Adults with the time, energy, and financial resources to return to school are among the happiest people on earth. This is particularly true in cases where middle-aged or retired people earn a second college degree, sometimes in an entirely different field of study than the first one they received. Whether you return to college or tackle a graduate program later in life, choose a subject that fascinates you, like world history, art, comparative religion, or a specialized field of study. Remember that you can apply to international universities and do all the coursework online if that option appeals to you.
Take a Mind-Expanding Vacation
Some people travel for leisure, to relax, or to visit relatives. Life-changing trips are about learning new things, broadening personal horizons, exploring other cultures, practicing a second language, or delving into natural surroundings you’ve never experienced before. What’s the smartest way to make travel fun and exciting while planning it to be a life-changing trip? Select agencies specialize in these excursions and can even design customized itineraries for special purposes. To get started, jot down a half-dozen or more ideas about destinations you’ve always wanted to investigate. Then, connect with an experienced travel agent who can help create a day-by-day schedule, plan for lodging, and suggest transportation options.