It is that time of year again – time to start gathering all your records and preparing to do your taxes or have them done. So what do you need to keep for records? Well here is a shortlist for your reference. We all use ATM machines nowadays. You simply keep the receipts until you.. [Read More]
People commonly make mistakes with money – here are some of the most common Receiving a Hefty Tax Refund Every Year It is a sign that too much tax is being withheld from your paychecks. If it is the only way that you can save, it certainly beats not actually doing (provided that you actually.. [Read More]
The loan is a convenient and often very necessary thing. For example, not everyone is able to save money for a new house or a car. People tend to waste money on different unnecessary and stupid things. Therefore, a loan is a good option in order not to postpone the purchase. But before you take.. [Read More]
1. Know What Income You Have The very first step to managing finances is to make sure you know how much you have. I work a day job – a full time career. That income is relatively easy to keep track of. I get paid every two weeks and it is a regular income. But.. [Read More]
Stocks investors are often fond of saying gold doesn’t earn interest. Thanks to gold leasing, that’s not technically true, but for the average gold investor, gold is a defensive commodity that protects your wealth over the long term. But that doesn’t mean investors can’t generate wealth through gold and silver while they hedge their investments.. [Read More]
Several years ago I took an enrichment class at our local community college with a friend of mine. We really want to come up with some strategies to eliminate some debt and make a huge impact in a relatively decent amount of time. We had both spent years picking our largest debt and trying to.. [Read More]
Lets face the facts. Everyone dreams of being a millionaire. The ultimate goal in life is to sit back and have total control while having the financial freedom to live to your hearts content. Unfortunately, for the majority of us this isn’t possible without putting in some serious work. An article on businessinsider.com from entrepreneur.. [Read More]
You don’t need the near-constant rotation of Michael Bublé’s Christmas albums to know the holidays are on the way. Your inner clock—fueled by peppermint mochas and gingerbread cookies—doesn’t need any help. Your inner financial advisor, however, could stand a few pointers. If you’re like most Canadians, you expect the holidays to bring with it extra.. [Read More]
When it was just you and your partner, deciding on a vehicle was a whole lot easier. You just had to consider price range and how well the car performed. Once you start a family, however, this process becomes considerably more complicated. After all, there is so much to think about! If you feel like.. [Read More]
Selling a car might sound like an easy thing to do. Especially if you think that all you need to do is is park it on a corner with a for-sale sign in the window. Unfortunately, this technique is not the most effective and lucrative way to sell a car in San Diego. In reality,.. [Read More]